Critical illness benefit

BPOMAS members now have the option to secure a critical illness benefit from as little as P2.10 per month. This is a once off cash benefit that will be paid out to a member if they are diagnosed with a critical illness from the list provided on the table below .

This cash payout is done once per diagnosis. The critical illness benefit is currently limited to only principal members and spouses and it’s not available to dependents. From the time of purchasing a critical illness benefit, there is a six months waiting period before a member can benefit.

The table below shows the list of critical illness that are covered;

The table below shows the conditions that will be covered under this benefit

*Illnesses or medical conditions*	*Other Terminal illnesses*
Cancer Heart Attack Kidney Failure Major Organ Transplant Blindness Paraplegia Coronary Artery Bypass Surgery Aortic surgery Heart Valve Replacement	Potential diseases include: Aplastic anaemia Cardiomyopathy Pulmonary hypertension Fulminant viral hepatitis Muscular dystrophy Chronic lung disease Chronic liver disease Bacterial meningitis Encephalitis Poliomyelitis